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Information About PMEGP Scheme – e Mudra Yojana / MSME Loan / SME Loan Government Schemes Eligiblity.

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What You Need to GET a Loan

Eligibility Criteria for a Loan

Representative Loan Example

Loan Amount: ₹1,00,000
APR: 8.5% per annum
(Inclusive of interest and standard applicable charges)
Processing Fee: ₹2,000 (2% of loan amount)
GST on Processing Fee: ₹360 (18%)
Total Upfront Charges: ₹2,360
Net Disbursed Amount: ₹97,640
Loan Tenure: 24 months
Monthly EMI: ₹4,543
Total Repayment Amount: ₹1,08,242
Total Interest Payable: ₹8,242
(Excludes processing fee and GST)

Disclaimer:
This is an illustrative example based on an interest rate of 8.5% per annum. The actual loan offer, APR, EMI, and charges may vary depending on the applicant’s credit profile, lender policies, and eligibility criteria. Terms and conditions apply.

List of Required Documents.
Common for All Applicants
Recent passport-size photograph
Government-issued ID (Aadhaar / PAN / Passport)
Address Proof (Utility Bill / Rent Agreement / Passport)
Bank statement of last 6 months (PDF preferred)
Salaried Professionals
Latest 3 months’ salary slips
Form 16 or latest Income Tax Return (ITR)
Employee ID card or Appointment Letter
Self-Employed & Business Owners
ITR for last 2 financial years
Valid Business Registration Certificate
Latest Profit & Loss Statement or Balance Sheet
GST Registration (if applicable)

Charges & Fees – Rapid Cash Grow

Loan Amount: ₹50,000 to ₹20,00,000
Interest Rate: 8.5% p.a. to 16% p.a. (based on applicant’s credit profile and lender policy)
Processing Fee: 2% of the approved loan amount + applicable GST
Loan Tenure: Minimum 12 months, Maximum 120 months (10 years)
EMI Bounce Charges: ₹590 per instance + applicable taxes
Late Payment Charges: 2% per month on overdue EMI amount
Pre-Closure Charges: Nil (No charges on early repayment after applicable lock-in period)
Stamp Duty / Agreement Charges: As per applicable state laws (deducted upfront, if any)
Disbursal Mode: Direct credit to customer’s verified bank account

Important Disclaimer:
The above rates and charges are indicative and subject to change as per the policies of respective banks and NBFCs. Final loan approval, interest rate, APR, tenure, and applicable fees depend on the applicant’s eligibility, credit profile, and lender discretion. Rapid Cash Grow acts solely as a financial consulting and facilitation service provider and does not lend directly. Terms & conditions apply.

→Now Get Loan With Aadhar card and PAN Card Only without Any Employment or Business ←

A feature-rich Loan with multiple benefits

Our digital finance consultation make it easy for independent contractors and salaried employees to set up a line of credit that they can draw from as needed. With the help of this line of credit, you can overcome a short-term cash flow issue and eventually be able to sustain yourself financially again.

✘. No collateral/security

You can obtain the money you require with an unsecured loan without providing any collateral at all. It facilitates hassle-free online borrowing and allows you to maintain complete control over your assets.

✘. Flexible repayment tenure

The loan repayment tenure refers to the agreed-upon duration within which a borrower is expected to repay the borrowed amount along with any applicable interest. This period is determined at the time of loan agreement and may vary based on the type and amount of the loan,

✘. Multi-purpose high loan amount with no restrictions on usage

You can access a loan amount of up to ₹30 Lakh. These funds can be used for multiple purposes such as covering medical expenses, renovating a home, financing higher education, etc.

✘. No hidden charges

There’s nothing hidden in our fine print, and all loan conditions are clearly presented. This loan has no additional charges and you only pay what has been transparently communicated to you.

✘. Zero foreclosure/pre-payment charges

foreclosure charge or prepayment fees. As a result, borrowers can lower their debt load by repaying their loans early without incurring any more fees.

Ways to Use a Loan

A loan offers complete flexibility in usage and can be availed to meet a wide range of personal financial requirements. Some of the most common purposes for which individuals opt for a loan include:

Home Renovation

Upgrade or remodel your home with ease. Whether it’s renovating your kitchen, adding a balcony, or making structural improvements, a loan can help cover renovation expenses without disturbing your savings.

Higher Education Funding

Support your child’s academic goals by using a loan to manage education-related expenses such as tuition fees, accommodation, books, and other learning costs.

Medical Emergencies

Unexpected medical situations can place sudden financial pressure on families. Even with health insurance, out-of-pocket expenses may arise. A loan can provide timely financial support to manage hospital bills and treatment costs.

Wedding Expenses

With rising costs, weddings often require significant financial planning. A loan can help manage expenses related to venue booking, catering, decoration, attire, and other wedding-related needs.

Travel & Holidays

Planning a domestic or international vacation? A loan can help finance travel expenses such as flight tickets, accommodation, and tour packages, allowing you to enjoy your trip without financial stress

You Can Count On Us

Responsible Lending

We are honest and open with our customers so they may make an informed decision. This is how we conduct totally responsible lending. The borrower receives all information up front, and there are no additional fees or charges.

Ethical Recovery Practices

We strictly follow an ethical and responsible recovery process rooted in fairness, compassion, and respect for our customers. Our recovery approach is based on open communication, understanding, and lawful methods—never coercion.

We rely on reasoned discussion and persuasion to resolve overdue accounts and do not engage in any high-handed or intimidating practices.
We do not access or misuse customer call logs, SMS data, or contact lists, nor do we contact third parties for recovery purposes.
When a customer’s non-payment is due to genuine financial difficulty, we actively explore mutually acceptable solutions, including repayment restructuring where applicable.
Customers are contacted only during daytime working hours, in accordance with applicable guidelines and fair-practice norms.

Our objective is to resolve dues responsibly while preserving the dignity, privacy, and trust of every customer.

Seamless and Quick service

Our main endeavour is to give you a smooth and excellent borrowing experience. No complicated procedures or application forms, most minimum documentation, no waiting for days for approval. What can be better than this?

We understand that immediate funds can be required for a variety of reasons such as:

School fees getting delayed
Credit card payment
House rent payment
It can be illness in the family
EMI about to bounce

And this fund should be within your arms’ length – easily accessible. With our line of credit funds will always be available to you whenever you need them most.

Easy loan solutions for small agency, business and companies

Submit Required Document and Details for loan approval

Take our loans now and pay later when studies completed

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Types of Loans in India

India offers a wide range of loan products designed to meet different financial needs. Some commonly available loan types include:

Small Cash / Short-Term Loans

Short-term loans are unsecured credit facilities designed to meet urgent financial requirements. These loans usually involve quick approval timelines and simplified documentation. Due to the short tenure and lack of collateral, interest rates are generally higher than traditional loans. Repayment is made through fixed EMIs over a short period, as defined by the lender.

Same-Day Loans

Same-day loans are intended for emergency expenses and may be approved and disbursed within a short timeframe, subject to eligibility and verification. These loans typically require minimal documentation. Interest rates and charges may be higher compared to standard personal loans due to the faster processing time.

Loans for Low Credit Profiles

Some lenders offer loan products to applicants with limited or low credit history. Approval is subject to internal risk assessment and lender discretion. Such loans usually carry higher interest rates and shorter tenures to compensate for increased risk.

Note: Loan approval, tenure, and pricing vary based on the applicant’s profile and the policies of banks or NBFCs.

Advantages of Loans

Faster Approval & Disbursal: Many loans are approved within 24–48 hours, subject to verification.
Unsecured Facility: Most personal loans do not require collateral or security.
Online Application: Loan applications can be submitted online for added convenience.
Minimal Documentation: Basic KYC and income-related documents are usually sufficient.
Self-Employed Eligibility: Certain loan products are available for self-employed individuals.
No Existing Relationship Required: Applicants do not need to be existing customers of the lending institution.

Disadvantages of Loans

Higher Interest Rates: Short-term and fast-approval loans often carry higher interest rates than regular loans.
Risk of Unauthorised Lenders: Borrowers must be cautious and deal only with RBI-registered banks or NBFCs to avoid fraudulent or unethical lenders.
Short Repayment Period: Some loans have shorter tenures, resulting in comparatively higher EMIs.

Features of Loans in India

Loan products in India are structured differently from those in other countries.
There is no single category officially termed “instant loans”; instead, multiple loan products exist with varied approval timelines.
These loans generally involve simplified documentation and eligibility criteria compared to traditional credit facilities.

Tips to Choose the Right Loan

Compare Multiple Offers: Always compare interest rates, APR, tenure, and total repayment amount across banks and NBFCs before making a decision.
Assess Your Requirement: Choose a loan product that aligns with your financial needs, repayment capacity, and long-term goals.
Verify the Lender: Ensure the lender or financial partner is authorised and follows fair lending practices.

HOW TO APPLY FOR A LOAN?

Some people think that a loan is a gift. However, it is not true. A loan is a money, property or other material goods given to another party in exchange for future repayment of the loan value amount, along with interest or other finance charges.

You can fill out the application form on the site and we’ll contact you within 1 hour. Once approved, you will receive the loan the next business days.

For a loan applications, go online:

Apply for a loan online with all of the Complete information to get a quick approval.
Loan applications submitted online are accepted in a few minutes.
Find out if you qualify for a loan and fill out the necessary paperwork.
After that, experts verify the submitted papers and loan application.
The loan is sanctioned after approval, and you will receive the funds in your bank account within 24 hours.

Why Choose Us?

Provide the best loan services and our experience staff help you. Less document and fast approve process of passages.

Professional Team

We share all information with our customers so that they can take informed decision and avail the loan they need

Attractive interest rates

most of the reliable company provide Loan at a low interest rate, ensuring that you save money by paying lower EMIs.

Easy To Apply

Simple application process and most minimum documentation. Sanctioning done within hours of applying.

Transparent

We are transparent and all information is shared with the borrower and there are no hidden fees or charges

No Ambiquity

Adequate measures are taken to ensure that the customer understands the nature of the loan and there is no ambiguity.

We Approve Loans

90 %

Daily Payments

₹ 1 k

Staff Members

Happy Customers

112390 +

We provide service all over india Specialy in following Cities: